Community First offers fixed rate personal loans from $3,000 for any worthwhile purpose. Fixed Rate Mortgages. Rate Mortgages: Balloon Mortgages: 100% Financing Mortgages: Offer payment stability over a long term. Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. 11. 0.375%. About Marc Ehrgott. At the end of the fixed period the interest rate will revert back to the standard variable rate at the time with a loyalty discount of 0.80% p.a. 2 Monthly payment is based on payment per $1,000 for term and rate shown above. Ready to apply? Community First Guam is an NCUA insured credit union located in Hagatna and has 132615131 in assets. Office: 864-364-6130. Call or email us for more information about our Refinance, Construction, VA, Home Equity and Vacant Land programs and rates. Time Initial Rate is Fixed. The cost savings of even a puny five-basis-point-cheaper rate can save you $700 over 60 months on a $300,000 mortgage. The Community First Bank Lenders that meet your search criteria are listed below. Open Mortgage. We've gathered all the tools you need in one place. **All Adjustable Rate Mortgage (ARM) loans have a 30 year amortization. Your interest rate and repayments may increase at the end of the fixed term as a lower discount applies for the remaining term. Developing a Plan; Investment Products ; Smart Saving Tips; Mutual Funds. * Contact our Mortgage Experts in tamuning. Send a direct message to Moregage Solutions By Community First Guam Federal Credit Union, Mortgage Loan in Tamuning, Guam through eGuamdirectory. (864)364-6130 mortgageloans@c1stbank.com. *Some conditions apply - see branch for more details. * The comparison rate is based on a secured loan amount of $150,000 over a loan term of 25 years. A good fit if you plan to move after a few years. Flexible repayment options and no monthly account keeping fees. Visa® Credit Cards. NMLS #607801. Corp. NMLS#: 379502. Wealth Management. 9. For ARM Rates, the interest rate on 1st change date and thereafter is computed as: LIBOR 1-Yr +Margin. Monthly Principal & Interest payment per $100,000 borrowed. Annual Percentage Rate. He has been … Visit My Site » … Freddie Mac’s Web site states “The supply of cash the secondary mortgage market makes available to lenders through this process drives down mortgage rates by as much as one-half percent — saving the homeowner with a $100 000 mortgage around $12 000 in interest over the life of a 30-year loan. Michael rudolph. Let's talk about your unique situation. Interest Rate. Marc is the Branch Manager in Tamuning, Guam and Stoneham, MA. Just want to lower your rate? Customer Support Needing personal assistance from the credit union? Buying your first home ... Coastal Community mortgage features: Choose variable rate, fixed rate, or combine both; Re-advanceable so that you can borrow against the equity in your home; Increase payments once per year with no fee ; Excellent prepayment options - prepay up to 20% annually; No extra legal costs for re-advancements; Mortgage Rates 5-year fixed (insured) 1.790%. San Francisco. Accounts; CRA Payments; Merchant Services; Payroll Services; Borrowing. and repayment amounts will change, unless a new fixed term is selected. … Learn More : Flexible option for lower rates. Community First offers both open and closed fixed rate mortgages. Calculators Financial calculators can help you with budgeting, loans, mortgages, retirement and more. We also offer membership to Select Employer Groups, including all employees of Brooks Rehabilitation and Web.com. With an open mortgage, you can repay your mortgage in full or in part at any time without penalty. 3 Interest rate is current as at 20/07/20 and is subject to change. 2.75%. Wall Street Journal (WSJ) Prime Rate is 3.250%, used as Index Rate for Home Equity Loan. Community First Guam Customer Reviews, Frequently Asked Questions, Rates, Branches, Related Articles, and Financial Summary - 2020 You like knowing exactly what your mortgage payments are going to be for a pre-defined period of time and don't want to risk changing interest rates. Conventional & High Ratio. Ideal if you plan to be in same location for a while. Mortgage Center Check Rates Loan Officers Apply Now Finish Applying. Michael Rudolph, PMBA Mortgage Division Sales Manager at Community First Guam Federal Credit Union Guam area 138 connections MORTGAGE CENTER. NMLS ID# 798847. Download Mortgage Loan Application: NMLS ID #403499. Learn More: Give you the chance to lock in typically lower rates. Members have the ability to pay bills online, start on the website. Jesus H. Leon Guerrero (NMLS ID #1374164) Abhay Sandhu (NMLS ID #1915775) Guam Need Help? Fixed rate mortgages are ideal if you are on a fixed income, if you plan to stay in the property for some time, or if you simply prefer fixed repayments for easier budgeting. Credit and other restrictions apply. Banking. Marie Kaneshi. We look forward to hearing from you. Does Community First Guam FCU offer Mortgage Loans? 12.28% p.a. 2.375%. Online Brokerage. Fixed Rate Mortgages; Variable Rate Mortgages; Construction Mortgages; Purchase Plus Improvements Mortgage; CHIP Reverse Mortgage; Mortgage Calculator; Investing. Refinancing Available. Family owned and operated for 30 years Norcom.s lineup of loan products include Conventional, Government, Renovation, and 100% financing options. … Maximum loan amount is $484,350. We’re a straight-talking financial partner who understands the real trials and financial realities of our members' lives today. The Floor Rate for ARM Rates is the Initial Rate. That savings helps make homeownership affordable for more families and individuals than … You feel comfortable with an interest rate that varies during the term of a mortgage, knowing that there is a potential for savings on interest costs. $388.65 2. Return to the top . Kayla Calisay | Guam | Mortgage Loan Processor at Community First Guam Federal Credit Union | 58 connections | View Kayla's homepage, profile, activity, articles In-House mortgage loan officers, underwriters and processors are the most experienced team you can find.. Calculators can help you community first guam mortgage rates budgeting, a fixed rate personal loans from $ 3,000 for any worthwhile.. Will change, unless a new fixed term is selected ( ARM ) loans have a year. 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